No bank login. No data sold. Just a clean, fast tracker built the way you'd want it.
Most people have money in multiple places — a current account, a savings account, maybe a Moneyfarm or Fineco portfolio, maybe some crypto. There's no simple, private, non-bank-affiliated way to see it all together. That's what this is.
No OAuth to your bank. No API keys. No one reading your statements. You enter what you want to track, and it stays between you and this app.
Built for people who want clarity, not complexity.
Your full financial picture at a glance — balances, income vs expenses, savings rate. Fully customisable widget layout.
Log valuations for investment accounts and savings pots over time. Track total return, annualised performance, and period-by-period gains.
Set monthly limits per category. Get dashboard warnings when you're approaching or over budget — no noise, just signal.
Define subscriptions, rent, salary. Transactions are auto-generated — edit, pause, or end rules at any time.
Drop a bank export and the app auto-detects columns. Works with virtually any European bank format.
Create and rename categories and subcategories to match how you actually think about your spending.
Because you don't need to. Manual entry is not a limitation — it's the feature. Typing in a transaction makes you aware of it. YNAB built their entire brand on this psychological effect. When you have to record a purchase, you think twice before the next one.
And there's another benefit: your data never touches a third-party aggregator. No OAuth permissions to your bank. No risk if a provider gets breached. Nothing scraped or sold.
One click. Your data is tied to your account — private and accessible from any device.
Regular accounts, savings pots, investment portfolios — add as many as you have.
Add manually or import a CSV from your bank. Categories are auto-suggested.
Dashboard, charts, budgets, and portfolio performance — all in one place.
Free. Private. No bank login needed.